Need funds but don’t want to lose your bond investments? Borrow against your bond portfolio and still continue earning interest — fast approvals, minimal paperwork, and full peace of mind.
A bond is essentially a loan — but whereas you would borrow money, you lend money to a company or government. In exchange, they pay you interest on a regular basis, and repay your money (the principal) after a specified time.
| Loan Amount | ₹50,000 to ₹20 Lakhs |
| Loan-to-Value | Up to 80% of bond value |
| Eligible Bonds | RBI Bonds, PSU Bonds, Tax-Free Bonds, Corporate Bonds |
Interest Rate: Starts from 10% p.a. (based on bond type)
Processing Fee: ₹499 or 1.25% of loan (whichever is lower)
Foreclosure Charges: None