Terms and Conditions

1. Our Services

Paisewaala is a third-party financial services facilitator. We assist users in applying for:

• Loans (personal, business, home, etc.)
• Credit cards
• Investment plans
• Financial products from NBFCs and banks

We are not a bank or NBFC ourselves. We only assist in processing, documentation, and liaison between the customer and financial institutions.

2. Eligibility

By using our services, you confirm that:

• You are 18 years or older
• You are legally capable of entering into a binding agreement
• The information you provide is accurate and complete

3. No Guarantee of Approval

Loan or credit card approval is solely at the discretion of the respective bank or NBFC. Paisewaala does not guarantee approval, interest rate, or processing time.

4. Service Charges

Paisewaala may charge a processing or consultation fee, depending on the product or partner institution. All fees will be disclosed transparently before service delivery.

5. User Responsibilities

• Provide accurate personal, financial, and employment details
• Comply with all applicable laws and financial norms
• Refrain from any fraudulent activity

6. Third-Party Links

Our website may contain links to third-party websites or financial institutions. We are not responsible for their content, policies, or services.

7. Limitation of Liability

• Any financial loss or rejection from a financial institution
• Errors or omissions in any information provided
• Delays or interruptions in services due to technical or regulatory issues

8. Intellectual Property

All content, trademarks, logos, and material on the website are the property of Paisewaala or its partners. Any unauthorized use is prohibited.

9. Termination

We reserve the right to terminate or restrict access to any user who violates these Terms and Conditions.

10. Changes to Terms

Paisewaala reserves the right to modify these Terms at any time. Continued use of the website after changes implies acceptance.